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People who live in Oceanside, California are in a special location when it comes to car insurance rates. On the one hand, California is famously one of the most expensive states in the country when it comes to car insurance premiums. But on the other hand, Oceanside is actually cheaper than the average city in California despite being more expensive than the national average.
This means that while residents of Oceanside, California do see some benefits compared to other Californians, it would still be the wise move to seek out cheap car insurance in order to save as much money as possible. If you want to find out how you can save some cash through cheap car insurance, continue reading to see our best suggestions.
Car Insurance Stats in Oceanside, California
The average yearly insurance rate throughout the United States is roughly $1,548. In California, the yearly average insurance rate is $1,868, several hundred dollars more expensive than the annual national average. In Oceanside, however, the yearly average insurance rate is $1,720. This is certainly cheaper than most of California but is still moderately more expensive than the rest of the country.
Drivers living in Oceanside that are in their 50s and 60s will experience the cheapest auto insurance rates, which are close to or matching the city’s average. These rates are more or less the same as the national yearly average. However, Oceanside drivers in their 30s and 40s can still get yearly car insurance rates that are around $1,700, or even less.
The Cheapest Car Insurance Companies in Oceanside, California
Shopping for cheap car insurance in Oceanside, California is not much different than shopping for insurance in any other part of the country. The important tip to always keep in mind is to compare as many different car insurance companies to each other as possible. That way you will get a more definitive look at who is offering the best prices.
Luckily, we already have a list of some of the best locations you can visit in Oceanside, California for cheap car insurance. While the prices may vary for you based on your age, gender and other factors, the following info is still quite accurate to citywide averages.
If you want to get the absolute cheapest car insurance in Oceanside, your best bet is going to be getting in touch with Geico. Despite being one of the most popular car insurance companies in the country, they still offer some very competitive prices. This may be surprising to some people as they might have expected a lesser-known company to be offering the cheapest car insurance.
With Geico, the average annual rates in Oceanside, California will usually be around $1,200 which is phenomenal by most standards. Anyone who is on a tight budget and isn’t looking for the most flexible of plans will definitely want to keep Geico as a possibility.
Another really cheap car insurance location to choose in Oceanside, California is Mercury. They have the second cheapest rates in all of Oceanside with annual average car insurance rates that are around $1,300 to $1,400.
A few other insurance companies in Oceanside, California that have to be mentioned are AAA, Infinity Insurance, and Farmers Insurance Group. Their average annual car insurance rates will be around $1,600 to $1,700, which places all of them in the average ballpark for Oceanside’s annual rates overall.
To end with a few runners-up, there are some lesser-known car insurance companies in Oceanside that will be worth considering. All Access Insurance Services is a verified and locally owned business that has acquired a great reputation in its community over the past 20 years.
Additionally, you could also consider checking out Hatter, Williams & Purdy Insurance. They have been active since the 1940s and are entirely run by certified professionals that will offer auto insurance that is both reliable and inexpensive.
Geico is currently the cheapest option for car insurance in Oceanside, CA. The second cheapest is Mercury. You should probably choose one of these two if you want to save money on your auto insurance.