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If you live in Providence, Rhode Island, then we have some good news and bad news. Let’s start with the bad news first: not only is car insurance in Rhode Island expensive compared to the country’s average, but car insurance in Providence specifically is very, very expensive. It can become so expensive in fact that the average car insurance in Providence is nearly double that of the national average.
The good news is that there are steps you can take today to try and save as much money as possible on your car insurance premiums. If you want to know what the best companies are to pay as little as possible then continue reading.Find out about the cheapest car insurance in Providence, Rhode Island below.
Car Insurance Stats and Facts about Providence Rhode Island
As mentioned previously, car insurance in Providence, Rhode Island can become very expensive. While the national premium annual average in the United States is around $1,548, the average for Rhode Island is around $2,100. For Providence specifically though, the average is going to be about $2,820 per year. This is pricey, but there are tips you can use to lower it, such as improving your credit score.
However, this would take a very long time in the grand scheme of things. Something you can do to save money right now would be to switch to a car insurer that offers cheaper prices. Let’s find out which cheap car insurance companies in Providence are worth your attention.
The Cheapest Car Insurance Companies in Providence, Rhode Island
One easy way to save up to $900 or even a thousand dollars on your annual car insurance premium is to switch over to Geico.
People in Providence who register with Geico will typically be paying $1,900 per year, which is substantially cheaper than the average for the area. If you really need to save money on your car insurance then Geico will very likely be your best bet.
Thankfully, there are other options available to help you save money on car insurance in Providence in case Geico does not end up working well for you.
While their prices are noticeably higher than Geico, you can tryAmica Insurance. Their annual premium insurance prices are about $2,600 per year. This is much closer to the annual average for Providence and is in fact higher than Rhode Island’s overall average premiums but it’s still one of the best options available.
Geico and Amica Insurance both seem to be the cheapest car insurance companies in Providence Rhode Island. While there are a few options you could consider, you must be aware that Geico and Amica are the only insurance companies that will offer you rates below the city’s average. You read that correctly – out of the top 5 cheapest insurance companies in Providence, most of them are more expensive than the city’s annual average.
Next on the list is Progressive Insurance, which will have you paying annual rates of around $3,275 per year. Again, this is more expensive than the average of the city but is still cheaper than most other options.
After that is Nationwide Insurance which offers an annual average rate of $3,330, making it only slightly more expensive than Progressive.
Last is Allstate Insurance, which will offer an average annual rate of around $3,460 a year.
With all that said, our recommendation would be to switch to Geico as fast as possible as they offer the cheapest car insurance in Providence, Rhode Island by far. Amica Insurance is also a viable option that should be consulted so that you can compare their quote with Geico’s, but odds are they will still be charging you several hundred dollars more per year.