If you’re reading this then you’re probably interested in finding an anonymous health insurance quote as quickly as you can, and with as little input as possible. While it is indeed possible to get a health insurance estimate without personal information being disclosed, it simply won’t be accurate. With that said, here is a breakdown of how you can get a quote anyway and what the process will entail.

How Accurate of a Health Insurance Quote Can You Get Anonymously?

As brushed on above, you can’t get a very reliable estimate without inputting some information—but that’s not to say that the information you put in absolutely has to be your own, or even has to be real for that matter.

While we in no way want to condone using false information of any kind, it may be the only workaround for someone who doesn’t want to divulge much about themselves in the forms involved and still needs to get some kind of ballpark range for what they can expect to pay.

Will Using Fake Information Save Me Time?

Health insurance quotes without phone calls will require using an online form that can’t be submitted without being filled out. This means that you have to put something down, so it might as well be your real information if you are actually concerned about saving time. Otherwise, if you do decide to sign up with the insurerin question, you’ll have to start all over anyway and use your actual info the second time.

That would obviously waste your time. So if your only reason for not sharing your personal info is to save time and get multiple quotes quickly, you may not end up saving time after all. Which brings us to our next section…

Why You Might Not Want to Disclose Your Personal Info

Probably the biggest reason why some people don’t want to provide their personal data is due to a lack of trust in terms of internet privacy. There is, in fact, some validity to this concern. Your internet provider, obviously the insurer, and potentially others will be able to access your information under the right circumstances.

There are measures you can take to help protect yourself though. Using a VPN and making sure that the insurance company’s website is secured are a couple of basic precautions you can take.

Also, many people do not want to be contacted in the future by insurers that they didn’t even end up signing up with. Most will probably email you at the least or even directly call you. This is why health insurance quotes without giving phone number or email info is appealing to so many people.

What Personal Information is Needed to Get a Health Insurance Quote?

Although not all companies will request the same details, these are the questions that are generally going to be asked about you:

• Full name
• Email and telephone number
• Postal code
• DOB or age
• Sex
• Use of tobacco

Technically, health insurers aren’t allowed to adjust their estimate based on your gender, but this question is still commonly asked. Things that are pretty much guaranteed to influence your estimate are if you’re smoker, your age, and your location, among a variety of other factors related to your current health.

Premiums for people beyond retirement age can be three times higher than those who are younger—or even more depending on their current state of health.

Location is a factor due to data related to health in certain areas. For example, if people in a certain region tend to live longer, healthier lives than those in another region, that data would be extrapolated. Insurance companies make note of any relevant statistics they can find, so of course, location is factored in as well.

Two more important questions are the amount of people living in your house and your annual income. You could potentially qualify for tax credits that reduce the price of your premium.

Price Comparison Sites

If you really don’t want to divulge your personal details, you may be able to find a price comparison website that lists the general costs for various insurance plans from a variety of insurers. Although this obviously won’t result in a truly accurate quote, it may give you a good idea of what you can expect to pay for health insurance from certain companies.

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Conclusion

Getting a health insurance estimate without personal information is probably not going to give you an accurate idea of the monthly costs involved. However, the workarounds discussed above do give you some options if you are determinedto remain as anonymous as possible in your online search for health insurance.

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